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NYC homes hidden behind LLCs complicate pied-à-terre tax rollout


By

David Brand

Published Aug 26, 2026


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Mayor Mamdani looking flummoxed.

 

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By

David Brand

Published Aug 26, 2026


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New York’s opaque corporate ownership rules are complicating Mayor Zohran Mamdani’s new tax on luxury second homes as officials struggle to determine exactly who owns and lives in posh pads potentially subject to the surcharge, a city attorney writes in new court documents.

Michael Smilowitz, the Department of Finance's general counsel, described the obstacles posed by wealthy New Yorkers masking property ownership behind limited liability companies in a letter defending the city’s implementation of the so-called pied-à-terre tax against a lawsuit filed by homeowners.

The city last month issued notices to roughly 17,000 addresses, informing the owners that they may be subject to the surcharge. Smilowitz told the court that “over half of the properties” that received the notices “are owned by trusts or entities such as partnerships, corporations and LLCs, rather than natural persons.”

The Department of Finance “lacks sufficient information about the structure and composition of such trusts and entities to determine whether a residential property owned by a trust or entity serves as the primary residence” of the actual person behind the corporation, Smilowitz wrote.

Mamdani and Gov. Kathy Hochul estimated the new tax could raise $500 million annually for the city. But LLC owners who elude the Department of Finance could escape the tax and lower that revenue figure.

The new pied-à-terre tax law exempts a property if the occupant holds a “majority interest” in the LLC listed in property records. But it can be nearly impossible for the public – and even city officials – to access that information.

Roughly 37% of Manhattan properties are owned by LLCs, according to a 2023 report by government reform group Reinvent Albany. State lawmakers that year approved a bill requiring limited liability companies to disclose their true owners to the state. But the measure locks those details from the public.

The pied-à-terre tax was enacted by state lawmakers as part of New York’s May budget agreement and will impose a property tax surcharge on stand-alone second homes valued at $5 million, as well as co-ops and condos worth at least $1 million that aren't primary residences. Hochul initially estimated about 13,000 properties would be affected by the surcharge.

In the new court filing, Smilowitz said more than 4,000 of the 17,000 property owners who received the notice have already been exempted or told they are no longer being considered for the surcharge based on more up-to-date income tax information. The state supplied 2025 income tax data after the city had already issued pied-à-terre tax notices.

The lawsuit was filed Aug. 7 by three property owners – including the wife and father of Republican Councilmember Frank Morano – who slammed the city’s tax rollout and the “mass confusion” it caused. Four additional owners, including real estate executive Kenneth Fishel, have since joined the complaint.

Before issuing notices to property owners who may be forced to pay the tax, the Department of Finance first published a “supplemental roll” of nearly 1 million addresses and owners.

The lawsuit sought to halt implementation of the tax. The plaintiffs and their attorney, former Deputy Mayor Randy Mastro, called the process “rushed” and said the massive supplemental roll created a source of “unwanted scrutiny of homeowners’ personal information.”

Mastro also criticized the city for blaming complications on LLCs, which he called “common ownership vehicles for family estate planning or privacy purposes.”

“The city’s notion that the burden should be shifted to prove primary residency in such circumstances not only doesn’t pass the smell test, but is also illegal, since the state authorizing statute requires the city to make that determination, not pass the buck to try to ensnare people into paying the surcharge,” he told Gothamist in an email.

A Staten Island judge initially paused the rollout, before the city appealed. The appeal allowed the Department of Finance to proceed with processing applications for exemptions and preparing to collect the tax.

Smilowitz and other city officials argued that the “supplemental roll” was required under state law and that the Department of Finance has taken several steps to ease concerns over release of the public information. A notice on the agency’s website now informs property owners that the listing does not mean their home is subject to the tax.

The Department of Finance has also extended the deadline for owners to apply for an exemption until Oct. 6.

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new york city


David Brand

David is a reporter covering housing for Gothamist and WNYC. Got a tip? Email [email protected] or Signal 908-310-3960.

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